Personal Finance 101 Archives

What is an Interest Rate?

Interest rates are a fundamental concept in the financial world. Whether you’re taking out a mortgage, applying for a credit […]

Moving to Canada as an international student is an exciting opportunity, but it can also be financially challenging. Between tuition,

Improving your financial literacy is essential for making smart money decisions and building a better future. Unfortunately, many schools do

Have you ever considered the extent to which we depend on others for everything, in our day-to-day existence nowadays? Self-sufficiency

Understanding how to make a financial plan is vital if you want to reach your goals and dreams. It’s not

Inflation is a term you’ve likely heard in the news or discussed in financial conversations. But what does it really

Life moves fast, and so do your finances. That’s why an annual review of your financial plan is a crucial

Introduction Have you ever wondered why you handle money the way you do? Whether you’re a spender, saver, or somewhere

Introduction Navigating the financial landscape as a newcomer in Canada can be challenging. Whether you’re in your 20s, 30s, 40s,

Managing your finances as a newcomer in Canada can feel overwhelming. Between setting up a bank account, understanding credit, and