Are you searching for a credit card that not only aligns with your lifestyle but also offers impressive travel rewards? Look no further than the TD® Aeroplan® Visa Infinite Card. This card is designed for individuals who want to earn Aeroplan points faster, enjoy exclusive travel benefits, and take advantage of a host of other perks. In this post, we’ll explore everything you need to know about this credit card, from its benefits and rewards to fees and the application process. By the end, you’ll see why the TD® Aeroplan® Visa Infinite Card might be the perfect fit for your wallet.
Benefits of the TD® Aeroplan® Visa Infinite Card
The TD® Aeroplan® Visa Infinite Card offers a range of benefits that cater to frequent travellers and those who value earning travel rewards on everyday purchases. Here’s what you can expect:
- Generous Welcome Bonus: New cardholders can take advantage of a generous welcome bonus. For a limited time, earn up to 50,000 Aeroplan points. This is enough to cover a round-trip short-haul flight within Canada or to the continental United States! Conditions apply, including a minimum spend requirement, so be sure to check the details on the TD website.
- Earning Aeroplan Points: The TD® Aeroplan® Visa Infinite Card allows you to earn Aeroplan points quickly:
- 1.5 points per dollar spent on eligible gas, grocery, and Air Canada purchases, including flights and Air Canada Vacations packages.
- 1 point per dollar spent on all other eligible purchases.
- Earn points twice when you use your card and provide your Aeroplan number at over 150 Aeroplan partner brands and online retailers via the Aeroplan eStore.
- Comprehensive Travel Insurance: This card comes with robust travel insurance, including:
- Travel Medical Insurance for trips up to 21 days for those under 65 years old.
- Trip Cancellation/Interruption Insurance to cover non-refundable costs if your trip is unexpectedly cancelled or interrupted.
- Delayed and Lost Baggage Insurance, Flight/Trip Delay Insurance, and Common Carrier Travel Accident Insurance.
- Auto Rental Collision/Loss Damage Insurance when you rent a car with your card.
- Exclusive Travel Benefits: Enjoy a range of exclusive travel benefits, such as:
- First Checked Bag Free: Receive a complimentary first checked bag for the primary cardholder and up to eight companions when travelling on the same reservation with Air Canada.
- Priority Boarding and Check-in: Breeze through check-in and board early on Air Canada flights.
- Visa Infinite Concierge Service: Access a 24/7 concierge service to assist with travel arrangements, dining reservations, and more.
- Visa Infinite Dining and Wine Country Program: Enjoy exclusive access to special dining experiences and complimentary wine tastings at participating wineries in Canada.
- Fraud Protection: The card offers enhanced fraud protection to keep your account secure. You won’t be held liable for unauthorized transactions, provided you’ve taken reasonable precautions to protect your account.
Rewards Program and Earning Potential
The TD® Aeroplan® Visa Infinite Card is an excellent choice for those who want to maximize their rewards. Here’s how you can make the most of it:
- Maximize Points on Everyday Purchases: Use your card for daily expenses such as groceries and gas to rack up Aeroplan points quickly. Since you earn 1.5 points per dollar in these categories, your points will add up fast.
- Boost Points Earnings with Air Canada: If you frequently travel with Air Canada, this card offers great value. Earn more points on your Air Canada purchases and enjoy the added benefits like free checked bags and priority boarding.
- Take Advantage of Aeroplan Partners: Boost your points by shopping with Aeroplan’s extensive network of partners, including online retailers through the Aeroplan eStore. This is a great way to double dip on rewards and earn points twice.
Fees and Interest Rates
Before applying for any credit card, it’s crucial to understand the associated costs. Here’s what you need to know about the TD® Aeroplan® Visa Infinite Card’s fees:
- Annual Fee: $139 for the primary cardholder. The first year’s annual fee may be waived under certain promotions.
- Additional Cardholder Fee: $75 for each additional cardholder.
- Interest Rates: The standard interest rate on purchases is 20.99%, and the interest rate on cash advances is 22.99%.
These fees are fairly standard for a premium travel credit card, especially considering the range of benefits and rewards that come with the card. The ability to waive the first year’s fee makes it even more attractive for new applicants.
I have 13 years of experience in customer service at one of Brazil’s largest banks, including 5 years as a general branch manager. I am a specialist in banking products and services with a proven track record in team leadership and business development. I am also a holder of Brazilian certifications CPA-10 and CPA-20.
